CRIF Company Reports
€0.001 + VAT
Access the CRIF Credit Information System database via API and check the credit status, ongoing credit lines, any defaults, or reports of a company.
The CRIF Company Reports allows access to the CRIF Credit Information System (EURISC) database, containing information that measures the credit risk of individuals and entities requesting and receiving loans from Banks and Financial Institutions.
EURISC is a positive and negative system, meaning it contains information on loan requests and disbursements to individuals and businesses, regardless of whether repayments have been regular or not.
Data about an individual, either private or legal, is communicated to EURISC in the following situations:
- during the processing of a new loan, if the bank or financial institution intends to consult your data to evaluate your request
- at the moment your loan request is accepted and the loan is disbursed
- during the update phase, usually monthly, with data relating to the progress of repayments
In the SIC, not only the data of those who request the loan is recorded but also of:
- those who request to establish or are part of a credit relationship with a participating entity
- those who are co-obligated, even jointly
- third-party assignees, in case of credit transfers or payment extensions
- company representatives or shareholders of a company involved in a credit request or relationship
- anyone economically or legally linked to the individual acting within their entrepreneurial or professional activity, and who is part of a credit request or relationship, with a position clearly distinct from that of the main debtor
Requesting a CRIF Company Report
POST /IT-crif-company/
To request a CRIF Company Report, it is necessary to submit a series of fields with the legal representative's identity document and tax code / health card and a company report in PDF format. The endpoint to use is https://risk.openapi.com/IT-crif-company/
CALL EXAMPLE
{
"company_name": "openapi",
"company_legal_form": "sr",
"company_tax_code": "12485671007",
"company_vat_number": "12485671007",
"company_certified_email": "company@pec.it",
"company_sdi": "",
"company_address": "via marinetti",
"company_street_number": "2",
"company_city": "rome",
"company_postal_code": "00128",
"company_province": "rm",
"company_country": "italy",
"first_name": "mario",
"last_name": "rossi",
"birth_date": "1990-04-28",
"gender": "m",
"fiscal_code": "mrrrss89d28l117d",
"birth_city": "terni",
"birth_province": "tr",
"birth_country": "italy",
"residence_address": "via rossini",
"residence_street_number": "2",
"residence_city": "terni",
"residence_postal_code": "05100",
"residence_province": "tr",
"residence_country": "italy",
"document_type": "DRIVER'S LICENSE",
"document_number": "RT5677UI",
"release_date": "2001-12-31",
"expiration_date": "2030-12-31",
"release_city": "terni",
"release_province": "tr",
"public_authority": "mctc",
"document_file": "JVBERi0xLjMKMyAwIG9iago8PC9UeXBlIC9QYWdlCi9QYXJlbnQgMSAwIFIKL1Jlc291cmNlcyAyIDAgUgovQ29udGVudHMgNCAwIFI+PgplbmRvYmoKNCAwIG9iago8PC9GaWx0ZXIgL0ZsYXRlRGVjb2RlIC9MZW5ndGggMjg1NT4+CnN0cmVhbQp4nKVa2XLjuBV976+4b85UeWCCO3teAlOQGgkXNUl5qlzzoliyw5QsTiT1TFV/TT4tn5ILgJvctgg7L6bF7dxz9wvQhr",
"health_insurance_card_file": "JVBERi0xLjQKMSAwIG9iago8PAovVGl0bGUgKP7/AFAAUgBPAEMAVQBSAEEpCi9DcmVhdG9yICj+/wB3AGsAaAB0AG0AbAB0AG8AcABkAGYAIAAwAC4AMQAyAC4ANikKL1Byb2R1Y2VyICj+/wBRAHQAIAA0AC4AOAAuADcpCi9DcmVhdG",
"company_registration_report_file": "JVBERi0xLjQKJeLjz9MKMSAwIG9iago8PC9GaWx0ZXIvRmxhdGVEZWNvZGUvTGVuZ3RoIDEwNjA0Pj4Kc3RyZWFtCnic5VxcW9vMZz7+12QEUe7ZT5F3ahZ5RZsm5O0VV2T0TJEUKmA8j0WTY2MtKPvQvFBDW9DEWt",
"output_type": "pdf",
"output_language": "en",
"template_id": "1",
"template_version": "4",
"user_reference": "{{user_reference}}",
"user_unique_reference": "{{user_unique_reference}}",
"user_code": "{{user_code}}",
"timestamp": "{{timestamp}}",
"user_ip": "{{user_ip}}",
"request_device_type": "api tester",
"request_device_id": "{{request_device_id}}",
"request_user_agent": "postman",
"status_url": "https://risk.openapi.com/response-status-ack",
"crif_company_report_output_file": "true",
}The response will include the CRIF Company Report in the desired language, sent in real time.
EXAMPLE RESPONSE
The response will also include the simple delegation form and the signed delegation form:
{
"company_name": "openapi",
"company_legal_form": "sr",
"company_tax_code": "12485671007",
"company_vat_number": "12485671007",
"company_certified_email": "azienda@pec.it",
"company_sdi": "",
"company_address": "via marinetti",
"company_street_number": "2",
"company_city": "rome",
"company_postal_code": "00128",
"company_province": "rm",
"company_country": "italy",
"first_name": "mario",
"last_name": "rossi",
"birth_date": "1990-04-28",
"gender": "m",
"fiscal_code": "mrrrss89d28l117d",
"birth_city": "terni",
"birth_province": "tr",
"birth_country": "italy",
"residence_address": "via rossini",
"residence_street_number": "2",
"residence_city": "terni",
"residence_postal_code": "05100",
"residence_province": "tr",
"residence_country": "italy",
"document_type": "DRIVER'S LICENSE",
"document_number": "RT5677UI",
"release_date": "2001-12-31",
"expiration_date": "2030-12-31",
"release_city": "terni",
"release_province": "tr",
"public_authority": "mctc",
"document_file": "JVBERi0xLjMKMyAwIG9iago8PC9UeXBlIC9QYWdlCi9QYXJlbnQgMSAwIFIKL1Jlc291cmNlcyAyIDAgUgovQ29udGVudHMgNCAwIFI+PgplbmRvYmoKNCAwIG9iago8PC9GaWx0ZXIgL0ZsYXRlRGVjb2RlIC9MZW5ndGggMjg1NT4+CnN0cmVhbQp4nKVa2XLjuBV976+4b85UeWCCO3teAlOQGgkXNUl5qlzzoliyw5QsTiT1TFV/TT4tn5ILgJvctgg7L6bF7dxz9wvQhr",
"health_insurance_card_file": "JVBERi0xLjQKMSAwIG9iago8PAovVGl0bGUgKP7/AFAAUgBPAEMAVQBSAEEpCi9DcmVhdG9yICj+/wB3AGsAaAB0AG0AbAB0AG8AcABkAGYAIAAwAC4AMQAyAC4ANikKL1Byb2R1Y2VyICj+/wBRAHQAIAA0AC4AOAAuADcpCi9DcmVhdG",
"company_registration_report_file": "JVBERi0xLjQKJeLjz9MKMSAwIG9iago8PC9GaWx0ZXIvRmxhdGVEZWNvZGUvTGVuZ3RoIDI0MTkvTiAzPj5zdHJlYW0KpiGUlbuOUfkoHcIMHvf7eqrATV1bZpTTVMre2cUZvbDdUMl4+9NRagm9IquKs7XBFUeuqDxnLlMyPL83p4AD5+TOqvVD8kwtQSp5ezioMU/5vnfGDQSdDYcTp3QWvXxdPLREP89LnlSNLR/FrhaJ0J4amPSRm04uxKQ3",
"callback": {
"url": "https://mysite.com/test.php",
"method": "POST",
"field": "data",
"headers": {
"session_id": "oiwejdf89453urf945jfg"
},
"data": {}
},
"state": "in_progress",
"creation_timestamp": 1685532040,
"last_update_timestamp": 1685532040,
"owner": "m.rossi@gmail.it",
"delegation_file": "64772d88496e98e849017aa8_delega.pdf",
"signed_delegation_file": "eae65688f78ba2ffe44715a6398cbd34.pdf",
"id": "64772d88496e98e849017aa8"
},
"success": true,
"message": "",
"error": null
}Retrieve request or check status
GET/EN-crif-company/{id}
It will be possible to retrieve, and eventually check the status of any request through the endpoint https://risk.openapi.com/EN-crif-company/{id}
https://risk.openapi.com/EN-crif-company/{id}To check the status of the request, we suggest implementing the callback.
Retrieve request list
GET/EN-crif-company/
It is possible to retrieve the list of all requests made through the endpoint https://risk.openapi.com/EN-crif-company/
EXAMPLE REQUEST
https://risk.openapi.com/EN-crif-company/EXAMPLE RESPONSE
The response will include the status, the creation date of the request, the last update, and the ID
{
"data": [
{
"state": "completed",
"creation_timestamp": 1685369206,
"last_update_timestamp": 1685369607,
"owner": "gcloud-tests@openapi.com",
"id": "647722c4b23b7966ed359763"
}
],
"success": true,
"message": "",
"error": null
}PLEASE NOTE: Access to SIC data, the Credit Information System, is granted to account holders, the legal representative in the case of a legal entity, or another person delegated by the account holder. It is essential to send a copy of the ID card of the person for whom the relevant certificate is being requested. In the case of legal entities (non-commercial entities, associations, foundations, businesses, partnerships or corporations, consortia, etc.), a copy of the legal representative's ID must be submitted for the legal entity for which the report is requested. If the product is requested for legal entities, an additional fee of up to €10 may be required, payable directly to CRIF, which will send a specific email.
Do you need help?
Haven't found the answer you're looking for?
Fill in all the details, we will get back to you as soon as possible!
The CRIF Company Credit Report is a document that provides credit information collected by the Central Risk Intermediary (CRIF), a company specializing in the management of data related to loans and credit relationships.
The CRIF Company Credit Report typically includes the following information:
- Credit Institution
- Data Update
- Type of Credit
- Credit Stage
- Start Date
- End Date
- Repayment Frequency
- Number of Installments
- Monthly Installment Amount
- Due Installment Amount
- Remaining Installments
- Residual Amount
- Overdue and Unpaid Installments
- Overdue and Unpaid Amount
- Payment Delays
- Maximum Number of Installments with Delay
- Worst Reported Status
The CRIF Report can be requested by the legal representative of the company or their delegate.
The service is designed for anyone who needs to verify the credit health of a legal entity, showing any ongoing loans, credit requests, payment delays, banking difficulties, or insolvency situations.
The service is completed within 20 working days.
The cost of the service is €17.50. In some cases, an additional fee of up to €10 may be required, payable directly to CRIF, which will send a specific email with payment instructions.
Carbon free energy for Our Cloud 
Low CO2
© 2024 Openapi SpA Unipersonale - A company under the direction and control of Open Holding Srl
Viale Filippo Tommaso Marinetti 221 - 00143 Rome REA 1378273 Share Capital € 50,000.00 i.v. - VAT IT12485671007 - DESTINATARY CODE 'USAL8PV'
Company with a quality system Accredia certified by Istituto Giordano - UNI EN ISO 9001:2015
Openapi is certified: Data Quality ISO 25012:2014 - Security Management ISO/IEC 27001:2022
All prices are net of any VAT, stamp duty, registration fees, and/or other taxes if due. All logos listed on the portal are copyrighted and owned by their respective owners.
